If you invest in the stock market, then you have to know the Shriram Finance Share Price Targets for the years 2025, 2026, 2027, 2028, 2029, and 2030. Here, you will get detailed information regarding all your queries, such as its fundamentals, shareholdings, financial performance, future predictions, and more.
Shriram Finance Company Overview
Shriram Finance Limited, founded in 1979, is a leading non-banking financial company (NBFC) headquartered in Chennai, Tamil Nadu. As a part of the Shriram Group, the company specializes in providing retail and commercial lending solutions with a special focus on commercial vehicle loans, two-wheeler loans, SME financing, gold loans, personal loans and fixed deposits.
With a customer-first approach, Shriram Finance has built a strong presence in urban, semi-urban and rural India, serving individuals and businesses that often do not have access to traditional banking services. Under the leadership of Chairman Jugal Kishore Mohapatra, the company has expanded its footprint with a vast network of branches and digital lending solutions.
Publicly listed on NSE and BSE, Shriram Finance drives financial inclusion, empowering millions of customers with the best solutions and driving economic growth in India.
Shriram Finance Fundamental Analysis
- Market Cap: ₹1,16,123.11 Cr.
- ROE: 15.70%
- ROCE: 11.28%
- P/E Ratio: 12.14
- P/B Ratio: 2.08
- Dividend Yield: 1.46%
- Book Value: ₹296.25
- Face Value: ₹2
- EPS (TTM): ₹50.88
- 52-Week High: ₹730.43
- 52-Week Low: ₹438.83
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Shriram Finance Share Price Target 2025
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹642.87 by early 2025.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹735.98.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹782.13 by the end of 2025.
| Year 2025 | Target Price |
|---|---|
| January | ₹583.72 |
| February | ₹546.15 |
| March | ₹620.21 |
| April | ₹642.87 |
| May | ₹669.42 |
| June | ₹693.15 |
| July | ₹718.52 |
| August | ₹735.98 |
| September | ₹751.63 |
| October | ₹763.27 |
| November | ₹774.92 |
| December | ₹782.13 |
Shriram Finance Share Price Target 2026
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹803.21 by early 2026.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹1,124.75.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹1,357.60 by the end of 2026.
| Year 2026 | Target Price |
|---|---|
| Beginning | ₹803.21 |
| Middle | ₹1,124.75 |
| End | ₹1,357.60 |
Shriram Finance Share Price Target 2027
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹1,402.38 by early 2027.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹1,656.79.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹1,770.21 by the end of 2027.
| Year 2027 | Target Price |
|---|---|
| Beginning | ₹1,402.38 |
| Middle | ₹1,656.79 |
| End | ₹1,770.21 |
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Shriram Finance Share Price Target 2028
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹1,813.45 by early 2028.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹2,049.68.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹2,198.97 by the end of 2028.
| Year 2028 | Target Price |
|---|---|
| Beginning | ₹1,813.45 |
| Middle | ₹2,049.68 |
| End | ₹2,198.97 |
Shriram Finance Share Price Target 2029
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹2,271.36 by early 2029.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹2,531.87.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹2,760.13 by the end of 2029.
| Year 2029 | Target Price |
|---|---|
| Beginning | ₹2,271.36 |
| Middle | ₹2,531.87 |
| End | ₹2,760.13 |
Shriram Finance Share Price Target 2030
After analyzing Shriram Finance’s past price trends and market performance, it is estimated that the stock could reach ₹2,832.91 by early 2030.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹3,146.78.
Given the favorable economic conditions, strong company fundamentals and continued growth, Shriram Finance’s share price is expected to reach ₹3,294.28 by the end of 2030.
| Year 2030 | Target Price |
|---|---|
| Beginning | ₹2,832.91 |
| Middle | ₹3,146.78 |
| End | ₹3,294.28 |
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Shriram Finance Share Price Target & Forecast 2025 To 2030
| Year | Target Price |
|---|---|
| 2025 | ₹782.13 |
| 2026 | ₹1,357.60 |
| 2027 | ₹1,770.21 |
| 2028 | ₹2,198.97 |
| 2029 | ₹2,760.13 |
| 2030 | ₹3,294.28 |
Shriram Finance Shareholding Pattern
- Retail & Other: 5.58%
- Promoters: 25.40%
- Foreign Institution: 53.08%
- Mutual Funds: 10.51%
- Other Domestic Institution: 5.43%
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Shriram Finance Income Statement
Shriram Finance recorded a revenue of ₹161.13 billion, showing a year-on-year growth of 20.48%, led by loan portfolio expansion. Operating expenses increased 18.04% to ₹55.57 billion, reflecting controlled cost management.
Net income increased 22.55% to ₹73.66 billion, maintaining a net profit margin of 45.72%. Earnings per share (EPS) stood at ₹39.14, up 22.44%, reflecting strong shareholder returns. The company’s effective tax rate was 25.77%, reflecting stable taxation.
Shriram Finance Balance Sheet
Shriram Finance’s total assets grew 17.90% to ₹2.48 trillion, reflecting a large loan book and financial expansion. Total liabilities grew 19.08% to ₹1.99 trillion, indicating higher borrowings to support lending activities.
Total equity is ₹496.77 billion, and the price-to-book ratio is 2.33, indicating reasonable valuation. Return on assets (ROA) is 3.23%, indicating moderate asset efficiency. The company’s cash and short-term investments declined by 38.61% to ₹65.09 billion, likely due to higher disbursements.
Shriram Finance Cash Flow
Despite strong earnings growth, cash from operations stood at -₹311.01 billion, a decline of 76.46%, reflecting increased borrowing activity. Cash from investments was negative at -₹2.58 billion, reflecting capital expenditure.
Cash from financing grew 133.59% to ₹276.09 billion, reflecting reliance on external financing. The net change in cash declined sharply by 414.05% to -₹37.50 billion, aligning with aggressive loan disbursement.
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Shriram Finance Key Competitors
- Bajaj Finance
- Mahindra Financial
- Cholamandalam
- Sundaram Finance
- Five Star Business
- Manappuram Finance
- CreditAccess
- Muthoot Microfin
- Paisalo Digital
- Capri Global Capital
Shriram Finance Share Price Target FAQs
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Is Shriram Finance a good buy?
Yes, the Shriram Finance is a good buy.
-
Is Shriram Finance safe or not?
Yes, Shriram Finance is safe.
-
Is Shriram Finance approved by the RBI?
Yes, Shriram Finance is approved by the RBI.
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Is Shriram Finance private or government?
Shriram Finance is a private company.
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How old is Shriram Finance company?
Shriram Finance is a 45-year-old company.
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Disclaimer: The information in this article is for educational purposes only, and market analysts give the targets mentioned in it as suggestions. Therefore, before investing your money in any company, it is mandatory to get complete information about the company and consult your financial advisor.
