SoFi Technologies – SoFi Stock: Are you interested in the future of SoFi Technologies (SOFI) stock? Our detailed analysis dives into forecasts from 2025 to 2030, providing valuable information for investors and fintech enthusiasts. Whether you’re keen to make informed investment choices or are simply curious about market trends, this forecast delves deep into expert predictions, fundamentals, and more. Join us as we explore the potential trajectory of SoFi Technologies’ stock performance and what it could mean for your portfolio.
SoFi Technologies Company Overview
| Company Name | SoFi Technologies Inc. |
| Founded | 2011 |
| Headquarters | San Francisco, California, U.S. |
| Industry | Tech |
| CEO | Anthony Noto |
| Stock Exchange Listing | NASDAQ |
| Official Website | sofi.com |
SoFi Technologies Fundamental Analysis
| Metric | Value |
|---|---|
| Market Cap | $19,446 M |
| ROE | 0.04% |
| ROCE | — |
| P/E | 149.33 |
| P/B | 3.18 |
| Div. Yield | 0% |
| Book Value | — |
| EPS (TTM) | 0.2 |
| 52 Week High | $18.42 |
| 52 Week Low | $6.01 |
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SoFi Technologies Financials
Income Statement
| USD | 2023 | Y/Y Change |
|---|---|---|
| Revenue | 2.07B | 36.11% |
| Operating Expense | 1.74B | 15.70% |
| Net Income | -300.74M | 6.14% |
| Net Profit Margin | -14.54 | 31.06% |
| Earnings Per Share | -0.08 | 75.43% |
| EBITDA | — | — |
| Effective Tax Rate | 0.14% | — |
Balance Sheet
| USD | 2023 | Y/Y Change |
|---|---|---|
| Cash and Short-term Investments | 3.09B | 112.28% |
| Total Assets | 30.07B | 58.22% |
| Total Liabilities | 24.52B | 81.91% |
| Total Equity | 5.55B | — |
| Shares Outstanding | 976.74M | — |
| Price to Book | 3.34 | — |
| Return on Assets | -1.23% | — |
| Return on Capital | — | — |
Cash Flow
| USD | 2023 | Y/Y Change |
|---|---|---|
| Net Income | -300.74M | 6.14% |
| Cash from Operations | -7.23B | 0.40% |
| Cash from Investing | -1.89B | -1,677.31% |
| Cash from Financing | 10.89B | 28.98% |
| Net Change in Cash | 1.77B | 64.15% |
| Free Cash Flow | — | — |
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SoFi Technologies Stock Forecast 2025 to 2030
| Years | Target Price |
|---|---|
| SoFi Stock Price Prediction 2025 | $ 27.08 |
| SoFi Stock Price Prediction 2026 | $39.50 |
| SoFi Stock Price Prediction 2027 | $52.71 |
| SoFi Stock Price Prediction 2028 | $68.10 |
| SoFi Stock Price Prediction 2029 | $85.00 |
| SoFi Stock Price Prediction 2030 | $97.25 |
SoFi Technologies Major Holders
| 3.34% | % of Shares Held by All Insider |
| 43.45% | % of Shares Held by Institutions |
| 44.95% | % of Float Held by Institutions |
| 770 | Number of Institutions Holding Shares |
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SoFi Technologies Top Shareholders
| Holder | % Out |
|---|---|
| Vanguard Group Inc | 8.24% |
| Blackrock Inc. | 4.19% |
| Silver Lake Group, LLC | 2.87% |
| Dimensional Fund Advisors LP | 2.28% |
| State Street Corporation | 1.66% |
| Geode Capital Management, LLC | 1.62% |
| Norges Bank Investment Management | 1.29% |
| ARK Investment Management, LLC | 1.16% |
| Morgan Stanley | 1.10% |
| Renaissance Technologies, LLC | 1.05% |
SoFi Technologies Top Mutual Fund Holders
| Holder | % Out |
|---|---|
| Vanguard Total Stock Market Index Fund | 2.80% |
| Vanguard Small-Cap Index Fund | 2.21% |
| Vanguard Extended Market Index Fund | 1.47% |
| Vanguard Small-Cap Growth Index Fund | 1.22% |
| DFA U.S. Targeted Value Portfolio | 0.65% |
| Fidelity Extended Market Index Fund | 0.54% |
| ARK ETF Tr-ARK Innovation ETF | 0.53% |
| Trust for Advised Port-Patient Opportunity Trust | 0.41% |
| Dimensional ETF Tr-Dimensional U.S. Targeted Value ETF | 0.31% |
| iShares Russell Midcap ETF | 0.31% |
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SoFi Technologies Competitors/Peer Companies
- Marcus by Goldman Sachs
- LendingClub
- TurnKey Lender
- Sageworks Lending
- Robinhood
- Chime
- Betterment
- Square (Cash App)
- Prosper
- Affirm
Is SoFi good stock to buy​?
Yes, it is good to buy.
Does SoFi stock pay dividends​?
It typically pays dividends, but today there is no dividend history available.
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Disclaimer: The information in this blog is for educational purposes only, and the targets mentioned in it are given as suggestions by market analysts. Therefore, before investing your money in any company, it is mandatory to get complete information about the company and consult your financial advisor.
With 5.5 years of experience in financial journalism, I am a content writer who specializes in international markets. My aim is always to deliver unbiased and factual reporting.