If you invest in the stock market, you must know the Spandana Sphoorty share price target 2025, 2026, 2027, 2028, 2029, and 2030. Here, you will get detailed information regarding all your queries, such as its fundamentals, shareholdings, financial performance, future predictions, and more.
About Spandana Sphoorty Financial Ltd
Spandana Sphoorty Limited is a leading microfinance company in India that provides small loans to low-income women, helping them start or grow their own businesses and improve their families’ lives. The company focuses on rural and semi-urban areas, offering quick and easy access to credit for activities like farming, shopkeeping, and small-scale services. By giving affordable financial support without complicated paperwork, Spandana Sphoorty plays an important role in promoting women empowerment, financial inclusion, and rural development in India’s growing economy.
Fundamental Analysis of Spandana Sphoorty
| Market Cap | ₹1,931.16 Cr. |
| ROE | 14.41% |
| ROCE | 14.17% |
| P/E | 0 |
| P/B | 0.69 |
| Dividend Yield | 0% |
| Book Value | ₹354.63 |
| Face Value | ₹10 |
| 52-Week High | ₹609.88 |
| 52-Week Low | ₹204.18 |
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Spandana Sphoorty Share Price Target Tomorrow
Spandana Sphoorty Share Price Target 2025
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹250 and potentially achieve a maximum target of ₹300 in the year 2025.
| Year 2025 | Target Price |
|---|---|
| Minimum Price | ₹250 |
| Maximum Price | ₹300 |
Spandana Sphoorty Share Price Target 2026
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹320 and potentially achieve a maximum target of ₹360 in the year 2026.
| Year 2026 | Target Price |
|---|---|
| Minimum Price | ₹320 |
| Maximum Price | ₹360 |
Spandana Sphoorty Share Price Target 2027
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹380 and potentially achieve a maximum target of ₹450 in the year 2027.
| Year 2027 | Target Price |
|---|---|
| Minimum Price | ₹380 |
| Maximum Price | ₹450 |
Spandana Sphoorty Share Price Target 2028
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹490 and potentially achieve a maximum target of ₹580 in the year 2028.
| Year 2028 | Target Price |
|---|---|
| Minimum Price | ₹490 |
| Maximum Price | ₹580 |
Spandana Sphoorty Share Price Target 2029
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹600 and potentially achieve a maximum target of ₹700 in the year 2029.
| Year 2029 | Target Price |
|---|---|
| Minimum Price | ₹600 |
| Maximum Price | ₹700 |
Spandana Sphoorty Share Price Target 2030
After analysing past price trends and market performance, it is estimated that the Spandana Sphoorty stock price could reach a minimum of ₹750 and potentially achieve a maximum target of ₹850 in the year 2030.
| Year 2030 | Target Price |
|---|---|
| Minimum Price | ₹750 |
| Maximum Price | ₹850 |
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Shareholding Pattern of Spandana Sphoorty
| Retail & Others | 26.43% |
| Promoters | 48.13% |
| Foreign Institutions | 19.79% |
| Mutual Funds | 0.26% |
| Other Domestic Institutions | 5.39% |
Should You Invest in Spandana Sphoorty Stock?
| Year | Target Price (₹) |
|---|---|
| 2025 | 250–300 |
| 2026 | 320–360 |
| 2027 | 380–450 |
| 2028 | 490–580 |
| 2029 | 600–700 |
| 2030 | 750–850 |
Whether you should invest or not, it depends on the many factors. Let us know the risk and opportunities to invest in Spandana Sphoorty stock.
Opportunities
- Strong demand for microfinance in rural and semi-urban India provides steady growth potential for the company’s loan portfolio.
- Government schemes and financial inclusion programs create new customer segments and expand lending opportunities.
- Digital loan processing and cashless repayment methods can reduce costs, improve efficiency, and attract tech-savvy rural borrowers.
- Expanding operations to new states and regions can diversify revenue sources and reduce dependency on specific markets.
- Rising rural incomes and better credit awareness among borrowers can improve repayment rates and boost long-term profitability.
Risks
- High reliance on rural microfinance loans means any drop in rural incomes or crop failures can impact loan repayments and hurt company earnings.
- Rising interest rates or changes in Reserve Bank of India (RBI) policies can increase borrowing costs and reduce profit margins.
- Heavy competition in the microfinance sector may lead to lower interest income and increased pressure to retain customers.
- Economic slowdowns, inflation, or unemployment in rural areas can increase non-performing assets (NPAs) and weaken the balance sheet.
- Any sudden natural disasters, floods, or droughts in key operating regions can directly affect borrower repayment ability and company performance.
Key Competitors of Spandana Sphoorty
Key competitors or peer companies of Spandana Sphoorty Limited are Bandhan Bank, SKS Microfinance, CreditAccess Grameen, Satin Creditcare Network, Ujjivan Small Finance Bank, ESAF Small Finance Bank, Annapurna Finance, Arohan Financial Services, Fusion Microfinance, Asirvad Microfinance, Belstar Microfinance, Svatantra Microfin, Muthoot Microfin, Saija Finance, and Midland Microfin.
Also Read: AU Small Finance Bank Share Price Target 2025, 2026, 2027, 2028, 2029, 2030
FAQs
Q. What is the price target for Spandana Sphoorty in 2025?
The price target for Spandana Sphoorty in 2025 is projected to range from ₹250 to ₹300.
Q. What is the price target for Spandana Sphoorty in 2026?
The price target for Spandana Sphoorty in 2026 is projected to range from ₹320 to ₹360.
Q. What is the price target for Spandana Sphoorty in 2027?
The price target for Spandana Sphoorty in 2026 is projected to range from ₹380 to ₹450.
Q. What is the Spandana Sphoorty share price target 2030?
The price target for Spandana Sphoorty in 2030 is projected to range from ₹750 to ₹850.
Disclaimer: All the information provided in this article is for educational purposes only. DateUpdateGo always advises seeking guidance from a certified financial advisor before making any investment-related decisions.
