IDFC First Bank Share Price Target: If you are thinking of investing in IDFC First Bank stock or have already invested, then you are in the right place. In this article, we will talk about IDFC First Bank fundamentals, its financial performance, share price prediction for 2025 to 2030, its shareholders and many more things that are very important.
IDFC First Bank Market Overview
Let us tell you that it was formed by the merger of IDFC Bank and Capital First so that it could expand its banking services further. Talking about the products, it provides services like savings accounts, loans, credit cards, etc.
Established in 2015, IDFC First Bank is headquartered in Mumbai, Maharashtra. As a major player in the finance industry, the bank operates under the leadership of its CEO V. Vaidyanathan.
IDFC First Bank is publicly listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE).
IDFC First Bank Fundamental Analysis
- Market Cap: ₹44,381.22 Cr.
- ROE: 10.23%
- ROCE: 9.11%
- P/E: 22.82
- P/B: 1.18
- Div. Yield: 0%
- Book Value: ₹50.05
- Face Value: ₹10
- EPS (TTM): ₹2.66
- 52-Week High: ₹86.08
- 52-Week Low: ₹56.46
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IDFC First Bank Share Price Target 2025
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹62.45 by early 2025.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹73.92.
By the end of 2025, IDFC First Bank’s share price can achieve the target of ₹79.00.
| Month | Target Price (₹) |
|---|---|
| January | ₹63.24 |
| February | ₹58.39 |
| March | ₹59.32 |
| April | ₹62.45 |
| May | ₹64.78 |
| June | ₹68.92 |
| July | ₹71.85 |
| August | ₹73.92 |
| September | ₹75.48 |
| October | ₹76.85 |
| November | ₹78.24 |
| December | ₹79.00 |
IDFC First Bank Share Price Target 2026
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹82.14 by early 2026.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹92.37.
By the end of 2026, IDFC First Bank’s share price can achieve the target of ₹100.89.
| Year | Target Price (₹) |
|---|---|
| Beginning | ₹82.14 |
| Middle | ₹92.37 |
| End | ₹100.89 |
IDFC First Bank Share Price Target 2027
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹105.62 by early 2027.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹123.74.
By the end of 2027, IDFC First Bank’s share price can achieve the target of ₹140.38.
| Year | Target Price (₹) |
|---|---|
| Beginning | ₹105.62 |
| Middle | ₹123.74 |
| End | ₹140.38 |
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IDFC First Bank Share Price Target 2028
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹150.21 by early 2028.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹178.95.
By the end of 2028, IDFC First Bank’s share price can achieve the target of ₹203.67.
| Year | Target Price (₹) |
|---|---|
| Beginning | ₹150.21 |
| Middle | ₹178.95 |
| End | ₹203.67 |
IDFC First Bank Share Price Target 2029
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹218.78 by early 2029.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹250.64.
By the end of 2029, IDFC First Bank’s share price can achieve the target of ₹280.42.
| Year | Target Price (₹) |
|---|---|
| Beginning | ₹218.78 |
| Middle | ₹250.64 |
| End | ₹280.42 |
IDFC First Bank Share Price Target 2030
After analyzing IDFC First Bank’s past price trends and market performance, it is estimated that the stock could reach ₹295.14 by early 2030.
By the middle year, driven by market demand and sector performance, the price could rise to around ₹320.78.
By the end of 2030, IDFC First Bank’s share price can achieve the target of ₹340.96.
| Year | Target Price (₹) |
|---|---|
| Beginning | ₹295.14 |
| Middle | ₹320.78 |
| End | ₹340.96 |
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IDFC First Bank Share Price Target & Forecast 2025 to 2030
| Year | Target Price |
|---|---|
| 2025 | ₹79.00 |
| 2026 | ₹100.89 |
| 2027 | ₹140.38 |
| 2028 | ₹203.67 |
| 2029 | ₹280.42 |
| 2030 | ₹340.96 |
IDFC First Bank Shareholding Pattern
- Retail & Other: 56.741%
- Promoters: NA
- Foreign Institution: 27.12%
- Mutual Funds: 4.56%
- Other Domestic Institutions: 11.58%
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IDFC First Bank Income Statement
IDFC First Bank reported revenue of ₹190.90 billion, a growth of 30.82% over the year-ago period, driven by higher interest income and loan disbursements. However, operating expenses rose 33.36% to ₹161.48 billion, impacting overall profitability.
Despite this, net income grew 18.41% to ₹29.42 billion, leading to a net profit margin of 15.41%, although slightly lower than the year-ago period. Earnings per share (EPS) grew 10.68% to ₹4.25, reflecting strong earnings for shareholders.
IDFC First Bank Balance Sheet
The bank’s total assets grew 23.48% to ₹2.96 trillion driven by growth in deposits and loans. Total liabilities increased by 23.31% to ₹2.64 trillion, indicating more borrowings to support expansion. Total equity is ₹322.74 billion, with a price-to-book ratio of 1.41, suggesting a reasonable valuation.
However, cash and short-term investments declined by 37.42% to ₹24.22 billion, highlighting liquidity management challenges. Return on assets (ROA) is 1.10%, indicating stable profitability on its asset base.
IDFC First Bank Cash Flow
Despite positive earnings, cash from operations stood negatively at -₹445.58 billion, declining by 25.99%, likely due to higher lending activities. Cash from investments stood at -₹98.87 billion, reflecting capital expenditure and strategic investments.
Cash from financing grew by 16.96% to ₹531.47 billion, indicating that the bank has raised funds to support growth. However, the net change in cash stood at -₹12.98 billion, indicating the need for better liquidity management.
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IDFC First Bank Key Competitors/Peer Companies
- ICICI Bank
- HDFC Bank
- Axis Bank
- Kotak Mahindra Bank
- IDBI Bank
- IndusInd Bank
- The Federal Bank
- Yes Bank
- Bandhan Bank
- AU Small Finance Bank
IDFC First Bank Share Price Target FAQ
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Is IDFC first a government bank?
No, IDFC First is not a government bank.
-
Is IDFC First Bank Share good to buy?
Yes, IDFC First Bank Share is good to buy.
-
Is IDFC First Bank safe or not?
Yes, IDFC First Bank is safe.
-
What is the full form of IDFC First Bank?
The full form of IDFC First Bank is “Infrastructure Development Finance Company First Bank.”
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Disclaimer: The information in this article is for educational purposes only, and market analysts give the targets mentioned in it as suggestions. Therefore, before investing your money in any company, it is mandatory to get complete information about the company and consult your financial advisor.