If you invest in the stock market, then you have to know the Bajaj Housing Finance share price target for the years 2025, 2026, 2027, 2028, 2029, and 2030. Here, you will get detailed information regarding all your queries, such as its fundamentals, shareholdings, financial performance, future predictions, and more.
Bajaj Housing Finance Ltd Company Overview
Bajaj Housing Finance Limited, a subsidiary of Bajaj Finserv, was established in 2015 and is headquartered in Pune, India. It offers a range of housing finance solutions, including home loans, loans against property, and balance transfer facilities. Known for competitive interest rates and quick approvals, it serves salaried, self-employed, and professional customers nationwide.
Bajaj Housing Finance Ltd Fundamental Analysis
- Market Cap: ₹102,852.61 Cr.
- ROE: 15.23%
- ROCE: 9.42%
- P/E Ratio: 59.41
- P/B Ratio: 5.32
- Dividend Yield: 0%
- Book Value: ₹23.21
- Face Value: ₹10
- EPS (TTM): ₹2.08
- 52-Week High: ₹188.45
- 52-Week Low: ₹103
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Bajaj Housing Finance Share Price Target 2025
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹135 by early 2025.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹210.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹270 by the end of 2025.
| Year 2025 | Share Price Target (₹) |
|---|---|
| January | ₹116 |
| February | ₹109 |
| March | ₹120 |
| April | ₹135 |
| May | ₹147 |
| June | ₹158 |
| July | ₹180 |
| August | ₹205 |
| September | ₹227 |
| October | ₹245 |
| November | ₹259 |
| December | ₹270 |
Bajaj Housing Finance Share Price Target 2026
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹280 by early 2026.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹300.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹320 by the end of 2026.
| Year 2026 | Share Price Target (₹) |
|---|---|
| Beginning | ₹280 |
| Middle | ₹300 |
| End | ₹320 |
Bajaj Housing Finance Share Price Target 2027
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹340 by early 2027.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹390.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹440 by the end of 2027.
| Year 2027 | Share Price Target (₹) |
|---|---|
| Beginning | ₹340 |
| Middle | ₹390 |
| End | ₹440 |
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Bajaj Housing Finance Share Price Target 2028
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹460 by early 2028.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹520.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹570 by the end of 2028.
| Year 2028 | Share Price Target (₹) |
|---|---|
| Beginning | ₹460 |
| Middle | ₹520 |
| End | ₹570 |
Bajaj Housing Finance Share Price Target 2029
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹580 by early 2029.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹599.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹610 by the end of 2029.
| Year 2029 | Share Price Target (₹) |
|---|---|
| Beginning | ₹580 |
| Middle | ₹599 |
| End | ₹610 |
Bajaj Housing Finance Share Price Target 2030
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹630 by early 2030.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹690.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹750 by the end of 2030.
| Year 2030 | Share Price Target (₹) |
|---|---|
| Beginning | ₹630 |
| Middle | ₹690 |
| End | ₹750 |
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Bajaj Housing Finance Share Price Target & Forecast 2025 To 2030
| Year | Share Price Target (₹) |
|---|---|
| 2025 | ₹270 |
| 2026 | ₹320 |
| 2027 | ₹440 |
| 2028 | ₹570 |
| 2029 | ₹610 |
| 2030 | ₹750 |
Bajaj Housing Finance Shareholding Pattern
- Retail & Other: 9.32%
- Promoters: 88.75%
- Foreign Institution: 1.11%
- Mutual Funds: 0.47%
- Other Domestic Institution: 0.35%
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Bajaj Housing Finance Income Statement
Bajaj Housing Finance recorded revenues of ₹75.79 billion, a growth of 34.09% over the previous year, reflecting strong loan disbursement and demand in the housing sector. Operating expenses increased by 10.88% to ₹1.86 billion, reflecting cost efficiency.
Net income increased by 37.64% to ₹17.31 billion, resulting in a net profit margin of 22.84%, a marginal improvement of 2.65% over the previous year. EBITDA stood at ₹68.72 billion, up 39.53%, while the effective tax rate remained at 19.90%, reflecting stable tax incidence.
Bajaj Housing Finance Balance Sheet
Bajaj Housing Finance has ₹14.94 billion in cash and short-term investments, reflecting a 29.24% decline, possibly due to increased loan disbursements. Total assets grew 26.56% to ₹818.27 billion, while total liabilities grew 28.52% to ₹695.94 billion, reflecting an expanded loan book.
The company’s total equity is ₹122.34 billion, and the price-to-book ratio is 6.12, reflecting a strong valuation. The return on assets (ROA) is 5.85%, while the return on capital (ROC) is 5.90%, reflecting efficient capital utilization.
Bajaj Housing Finance Cash Flow
Despite robust net income growth of 37.64%, cash flow from operations stood at -₹154.28 billion, down 7.65%, possibly due to increased borrowing activity. Cash from investments grew 144.70% to ₹2.73 billion, reflecting expansion plans. Cash flow from financing remained positive at ₹151.25 billion, up 3.38%, reflecting additional borrowings or capital infusion.
The net change in cash stood at -₹300.20 million, improving 90.41% year-on-year. Free cash flow remained negative at -₹155.81 billion, down 6.66%, in line with the company’s aggressive credit disbursal strategy.
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Bajaj Housing Finance Key Competitors
- HUDCO
- PNB Housing Finance
- LIC Housing Finance
- Aadhar Housing Finance
- Can Fin Homes
- Aavas Financiers
- Home First Fin Co
- Sammaan Capital
- Repco Home Finance
- GIC Housing Finance
Disclaimer: The information in this article is for educational purposes only, and the targets mentioned in it are given as suggestions by market analysts. Therefore, before investing your money in any company, it is mandatory to get complete information about the company and consult your financial advisor
I am a financial analyst with a deep understanding of the Indian stock market. With years of experience tracking Nifty, Sensex, and sectoral trends, I deliver sharp, data-backed predictions to help investors make smarter decisions. My passion lies in simplifying complex charts and making the market accessible for everyone.
