If you invest in the stock market, then you have to know the Bajaj Housing Finance share price target for the years 2025, 2026, 2027, 2028, 2029, and 2030. Here, you will get detailed information regarding all your queries, such as its fundamentals, shareholdings, financial performance, future predictions, and more.
Bajaj Housing Finance Ltd Company Overview
Bajaj Housing Finance Limited (BHFL), founded in 2008, is a leading housing finance company headquartered in Pune, India. A subsidiary of Bajaj Finance Limited, the company offers a wide range of home loans, loans against property, and developer financing solutions to individuals and businesses.
Led by Atul Jain (CEO/MD), BHFL has established itself as a trusted name in the housing finance sector, known for its competitive interest rates, quick loan approvals, and customer-centric approach.
The company is publicly listed on the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) and continues to expand its presence across India.
Bajaj Housing Finance Ltd Fundamental Analysis
- Market Cap: ₹1,02,852.61 Cr.
- ROE: 15.23%
- ROCE: 9.42%
- P/E Ratio: 59.41
- P/B Ratio: 5.32
- Dividend Yield: 0%
- Book Value: ₹23.21
- Face Value: ₹10
- EPS (TTM): ₹2.08
- 52-Week High: ₹188.45
- 52-Week Low: ₹103
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Bajaj Housing Finance Share Price Target 2025
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹135 by early 2025.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹210.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹270 by the end of 2025.
| Year 2025 | Target Price |
|---|---|
| January | ₹116 |
| February | ₹109 |
| March | ₹120 |
| April | ₹135 |
| May | ₹147 |
| June | ₹158 |
| July | ₹180 |
| August | ₹205 |
| September | ₹227 |
| October | ₹245 |
| November | ₹259 |
| December | ₹270 |
Bajaj Housing Finance Share Price Target 2026
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹280 by early 2026.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹300.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹320 by the end of 2026.
| Year 2026 | Target Price |
|---|---|
| Beginning | ₹280 |
| Middle | ₹300 |
| End | ₹320 |
Bajaj Housing Finance Share Price Target 2027
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹340 by early 2027.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹390.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹440 by the end of 2027.
| Year 2027 | Target Price |
|---|---|
| Beginning | ₹340 |
| Middle | ₹390 |
| End | ₹440 |
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Bajaj Housing Finance Share Price Target 2028
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹460 by early 2028.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹520.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹570 by the end of 2028.
| Year 2028 | Target Price |
|---|---|
| Beginning | ₹460 |
| Middle | ₹520 |
| End | ₹570 |
Bajaj Housing Finance Share Price Target 2029
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹580 by early 2029.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹599.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹610 by the end of 2029.
| Year 2029 | Target Price |
|---|---|
| Beginning | ₹580 |
| Middle | ₹599 |
| End | ₹610 |
Bajaj Housing Finance Share Price Target 2030
After analyzing Bajaj Housing Finance’s past price trends and market performance, it is estimated that the stock could reach ₹630 by early 2030.
By mid-year, driven by market demand and sector performance, the price could rise to around ₹690.
Given the favorable economic conditions, strong company fundamentals, and continued growth, Bajaj Housing Finance’s share price is expected to reach ₹750 by the end of 2030.
| Year 2030 | Target Price |
|---|---|
| Beginning | ₹630 |
| Middle | ₹690 |
| End | ₹750 |
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Bajaj Housing Finance Share Price Target & Forecast 2025 To 2030
| Year | Target Price |
|---|---|
| Bajaj Housing Finance Share Price Target 2025 | ₹270 |
| Bajaj Housing Finance Share Price Target 2026 | ₹320 |
| Bajaj Housing Finance Share Price Target 2027 | ₹440 |
| Bajaj Housing Finance Share Price Target 2028 | ₹570 |
| Bajaj Housing Finance Share Price Target 2029 | ₹610 |
| Bajaj Housing Finance Share Price Target 2030 | ₹750 |
Bajaj Housing Finance Shareholding Pattern
- Retail & Other: 9.32%
- Promoters: 88.75%
- Foreign Institution: 1.11%
- Mutual Funds: 0.47%
- Other Domestic Institution: 0.35%
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Bajaj Housing Finance Income Statement
Bajaj Housing Finance recorded revenues of ₹75.79 billion, a growth of 34.09% over the previous year, reflecting strong loan disbursement and demand in the housing sector. Operating expenses increased by 10.88% to ₹1.86 billion, reflecting cost efficiency.
Net income increased by 37.64% to ₹17.31 billion, resulting in a net profit margin of 22.84%, a marginal improvement of 2.65% over the previous year. EBITDA stood at ₹68.72 billion, up 39.53%, while the effective tax rate remained at 19.90%, reflecting stable tax incidence.
Bajaj Housing Finance Balance Sheet
Bajaj Housing Finance has ₹14.94 billion in cash and short-term investments, reflecting a 29.24% decline, possibly due to increased loan disbursements. Total assets grew 26.56% to ₹818.27 billion, while total liabilities grew 28.52% to ₹695.94 billion, reflecting an expanded loan book.
The company’s total equity is ₹122.34 billion, and the price-to-book ratio is 6.12, reflecting a strong valuation. The return on assets (ROA) is 5.85%, while the return on capital (ROC) is 5.90%, reflecting efficient capital utilization.
Bajaj Housing Finance Cash Flow
Despite robust net income growth of 37.64%, cash flow from operations stood at -₹154.28 billion, down 7.65%, possibly due to increased borrowing activity. Cash from investments grew 144.70% to ₹2.73 billion, reflecting expansion plans. Cash flow from financing remained positive at ₹151.25 billion, up 3.38%, reflecting additional borrowings or capital infusion.
The net change in cash stood at -₹300.20 million, improving 90.41% year-on-year. Free cash flow remained negative at -₹155.81 billion, down 6.66%, in line with the company’s aggressive credit disbursal strategy.
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Bajaj Housing Finance Key Competitors/Peer Companies
- HUDCO
- PNB Housing Finance
- LIC Housing Finance
- Aadhar Housing Finance
- Can Fin Homes
- Aavas Financiers
- Home First Fin Co
- Sammaan Capital
- Repco Home Finance
- GIC Housing Finance
Bajaj Housing Finance Share Price Target FAQs
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Is Bajaj Housing Finance share good to buy?
Yes, the Bajaj Housing Finance share is good to buy.
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Is Bajaj housing good for the long term?
Yes, Bajaj Housing is good for the long term.
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Can Bajaj Housing Finance be a multibagger?
Yes, Bajaj Housing Finance can be a multibagger in the future.
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Should we hold or sell Bajaj Housing Finance?
Yes, according to market analysts, you should hold Bajaj Housing Finance.
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Is it safe to invest in Bajaj?
Yes, it is safe to invest in Bajaj.
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Disclaimer: The information in this article is for educational purposes only, and the targets mentioned in it are given as suggestions by market analysts. Therefore, before investing your money in any company, it is mandatory to get complete information about the company and consult your financial advisor