Bajaj Housing Finance shares have seen a roller-coaster ride in the past year. After making investors happy with bumper listing gains, the stock later faced heavy selling. Now, with fresh updates and expert signals, traders and long-term investors are watching closely if Bajaj Housing Finance shares can bounce back with up to 30% returns.
Bajaj Housing Finance Shares Performance
At the time of listing, Bajaj Housing Finance stock gave a massive 114% gain, debuting at ₹150 versus its IPO price of ₹70. Soon after, it touched a record high of ₹188.45 in September 2024. However, things changed quickly.
Currently, the stock trades around ₹115.50 (as on September 17, 2025), which is down nearly 40% from its peak. This sharp fall has left investors asking whether they should hold, buy more, or exit.
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Expert View on Bajaj Housing Finance Stock
Market experts believe there is still hope for investors. According to Harish Jujarey, AVP at Prithvi Finmart, the Bajaj Housing Finance share price has created a strong floor around ₹106. As long as shares trade above this level, the stock remains in a positive trend.
Key resistance stands at ₹126. The stock has tried to go past this level several times but couldn’t hold. On a decisive move above ₹126, Bajaj Housing Finance could target ₹145–150 in the short term, offering up to 30% upside.
Experts also advise that long-term investors should stay patient and track the company’s fundamentals instead of short-term swings.
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Strong Q1 FY26 Results Support Growth
Backed by solid quarterly earnings, the fundamentals of Bajaj Housing Finance remain strong. In Q1 FY26:
- Net profit jumped 21% year-on-year to ₹583 crore.
- Pre-provision operating profit rose 25% to ₹798 crore.
- Net total income was up 25% to ₹1,012 crore.
These results show that the company is steadily growing despite the recent share price volatility.
Bajaj Housing Finance Expansion Plans
Recently, Bajaj Housing Finance raised ₹1,000 crore through private placement of Non-Convertible Debentures (NCDs). These NCDs come with a 7.10% annual coupon rate and will mature in October.
The move highlights the company’s focus on strong funding and expansion. With a market cap of ₹96,238.46 crore and being part of the BSE 200 index, Bajaj Housing Finance holds a heavyweight position in India’s financial market.
Also Read: Bajaj Housing Finance Share Price Target
Should You Buy Bajaj Housing Finance Shares?
For investors, the key lies in watching price levels. If Bajaj Housing Finance shares break the ₹126 resistance, they may rally towards ₹145–150. Long-term investors can take comfort from its earnings growth, strong balance sheet, and sector position.
However, patience is crucial. The stock may stay volatile in the short term, but its fundamentals point towards steady growth over the long run.
Disclaimer: All the information provided in this article is for educational purposes only. DateUpdateGo always advises seeking guidance from a certified financial advisor before making any investment-related decisions.
