If you invest in the stock market, you must know the PNB Housing Finance share price target for 2025, 2026, 2027, 2028, 2029, and 2030. Here, you will get detailed information regarding all your queries, such as its fundamentals, shareholdings, financial performance, future predictions, and more.
About PNB Housing Finance Limited
PNB Housing Finance is a trusted home loan company in India that helps people buy, build, or renovate their dream houses. It is backed by Punjab National Bank and offers affordable home loans, loan against property, and fixed deposit options. Known for quick approvals and simple paperwork, the company makes it easy for families to get the money they need for housing. PNB Housing Finance is popular for its low interest rates, easy EMIs, and customer-friendly service, making it a top choice for anyone looking for housing finance solutions in India.
Fundamental Analysis of PNB Housing Finance
| Market Cap | ₹21,435.22 Cr. |
| ROE | 12.31% |
| ROCE | 9.46% |
| P/E | 10.5 |
| P/B | 1.24 |
| Div. Yield | 0.51% |
| Book Value | ₹664.81 |
| Face Value | ₹10 |
| 52-Week High | ₹1,202.20 |
| 52-Week Low | ₹746.70 |
Also Read: HDFC Bank Share Price Target & Forecast 2025 to 2030
PNB Housing Finance Share Price Target Tomorrow
PNB Housing Finance Share Price Target 2025
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹800 and potentially achieve a maximum target of ₹1000 in the year 2025.
| Year 2025 | Target Price |
|---|---|
| Starting Price | ₹800 |
| Ending Price | ₹1000 |
PNB Housing Finance Share Price Target 2026
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹1100 and potentially achieve a maximum target of ₹1300 in the year 2026.
| Year 2026 | Target Price |
|---|---|
| Starting Price | ₹1100 |
| Ending Price | ₹1300 |
PNB Housing Finance Share Price Target 2027
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹1500 and potentially achieve a maximum target of ₹1750 in the year 2027.
| Year 2027 | Target Price |
|---|---|
| Starting Price | ₹1500 |
| Ending Price | ₹1750 |
PNB Housing Finance Share Price Target 2028
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹1850 and potentially achieve a maximum target of ₹2090 in the year 2028.
| Year 2028 | Target Price |
|---|---|
| Starting Price | ₹1850 |
| Ending Price | ₹2090 |
PNB Housing Finance Share Price Target 2029
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹2100 and potentially achieve a maximum target of ₹2500 in the year 2029.
| Year 2029 | Target Price |
|---|---|
| Starting Price | ₹2100 |
| Ending Price | ₹2500 |
PNB Housing Finance Share Price Target 2030
After analysing past price trends and market performance, it is estimated that the PNB Housing Finance stock price could reach a minimum of ₹2600 and potentially achieve a maximum target of ₹3000 in the year 2030.
| Year 2030 | Target Price |
|---|---|
| Starting Price | ₹2600 |
| Ending Price | ₹3000 |
Also Read: Bajaj Housing Finance Share Price Target & Forecast 2025 to 2030
Shareholding Pattern of PNB Housing Finance
| Retail & Others | 9.75% |
| Promoters | 28.08% |
| Foreign Institutions | 24.18% |
| Mutual Funds | 26.76% |
| Other Domestic Institutions | 11.23% |
Should You Invest in PNB Housing Finance Stock?
Whether you should invest or not, it depends on the many factors. Let us know the risk and opportunities to invest in PNB Housing Finance stock.
Opportunities
- With rising need for affordable housing in India, PNB Housing Finance benefits from more people applying for home loans.
- As a part of Punjab National Bank, this company enjoys trust and support, which can help in future business growth.
- The company earns interest from housing loans, and as its loan book grows, its profit potential increases too.
- PNB Housing is expanding into smaller cities where housing loan demand is high, helping boost long-term growth.
- The company has been reducing bad loans (NPAs), which makes it safer for long-term investors looking for stable finance stocks.
Risks
- Big players like HDFC, LIC Housing, and SBI Home Loans offer tough competition, which may impact PNB Housing’s market share.
- If RBI raises interest rates, the cost of borrowing increases, which can hurt loan demand and profit margins.
- If more borrowers fail to repay loans, the company’s financial health and stock price can be affected.
- Most of its income comes from housing loans. This narrow focus may be risky if the real estate market slows down.
- Any change in RBI or government rules can impact how PNB Housing Finance operates or earns profit.
Key Competitors of PNB Housing Finance
Key competitors or peer companies of PNB Housing Finance are HDFC Ltd., LIC Housing Finance, SBI Home Loans, ICICI Home Finance, Axis Bank Home Loans, Bank of Baroda Home Loans, Canara Bank Home Loans, Tata Capital Housing Finance, Bajaj Housing Finance, L&T Housing Finance, Indiabulls Housing Finance, Piramal Capital & Housing Finance, GIC Housing Finance, Dewan Housing Finance Corporation (DHFL), and Shriram Housing Finance.
FAQs
Q. What is the price target for PNB Housing Finance in 2025?
The price target for PNB Housing Finance in 2025 is projected to range from ₹800 to ₹1000.
Q. What is the price target for PNB Housing Finance in 2030?
The price target for PNB Housing Finance in 2030 is projected to range from ₹2600 to ₹3000.
Q. Is PNB Housing Finance a debt-free company?
Yes, PNB Housing Finance is a debt-free company.
Q. Who is the chairman of PNB Housing Finance Ltd.?
The chairman of PNB Housing Finance Ltd. is Sunil Mehta.
Disclaimer: All the information provided in this article is for educational purposes only. DateUpdateGo always advises seeking guidance from a certified financial advisor before making any investment-related decisions.
